$ave-N-Grow

Teach your children the value of financial responsibility early with help from FECU. $ave-N-Grow offers many of the saving and spending options available to adults, with terms and conditions that encourage children to learn as they save and spend responsibly. They’ll even enjoy exclusive Save-N-Grow Club benefits throughout the year.

Hand holding pen above blank check signature line

Checking Accounts

Checking accounts are available to ages 14 and older
Joint parent or legal guardian ownership will be required until the child turns 18 years old

Woman in yellow shirt putting coin into piggy bank

Term Share Certificates

Available to ages 0–17
9-month term
$100 minimum balance
New deposits of at least $25 can be made at any time
Joint adult ownership will be required until the child turns 18 years old
Once members turn 18 years old and are no longer eligible for the $ave-N-Grow Club, the 9-month Certificates will mature, and the funds will be automatically transferred to the Primary Savings account

Practical Money Skills

Free tools and resources to develop money management skills.

Learn More

Choice Savings℠

Available to ages 0–17
No minimum balance is required
Dividends are compounded daily and paid monthly
No deposit minimums
Money is accessible for saving and spending responsibly
Account nicknames can be customized for the savings account
Joint adult ownership will be required until the child turns 18 years old

Learn More

Seven kids laughing with confetti falling on them at a birthday party

Save-N-Grow Club

Members age 0–17 receive a $ave-N-Grow Club birthday offer for a dividend increase on a new 9-month term share certificate and $10 gift card for opening the new 9-month term share certificate with a $100 minimum deposit during their birthday month
Members turning 18 years old receive an exclusive $ave-N-Grow Club graduation offers during their birthday month