Small Steps for Big Dreams

Federated Employees Credit Union (FECU) supports big dreams with these limited time offers, incentives, contests, and more! Help build strong saving habits early by opening a $ave-N-Grow 9-month Term Share Certificate to receive a Color Changing Alarm Clock as a thank you gift. Kids and teens can also submit an activity page for a chance to win a $25 deposit. Plus, new memberships opened between April 1- 30, 2026, can support kids in our community. 

Time to Dream Big

Start saving for those big dreams. New and existing $ave-N-Grow members can open a new 9-month Term Share Certificate to encourage saving for the future and receive a Bluetooth Color Changing Alarm Clock as a great reminder to wake up, keep saving, and dream big.  

• 9-month Term Share Certificates are available to ages 0–17
• Joint adult ownership is required for members under 17 years old 
• There is a $100 minimum opening deposit for 9-month Term Share Certificates
• Additional deposits of $25 or more can be made at any time into the 9-month Term Share Certificates 

Big Dreams Start with Cozy Nights

Because all kids deserve to dream big FECU will donate a fleece blanket to Beds for Kids for every new $ave-N-Grow FECU Membership opened between April 1-30, 2026. Learn more about our annual Volunteer Event. 

• Start Youth Memberships: Contact us to request applications to start youth memberships.

Coloring and Activity Contests

Every dream starts with small steps. Submit a finished activity page between April 1- 30, 2026 to be entered into our prize drawings. An attachment can be emailed to customerservice@fedecu.com or dropped off at FECU offices. FECU will award up to two winners from each contest category with a deposit of $25 into the child’s Primary Share savings account.

• Youth 12 and under Activity Page: Color Your Dreams
• Teen Activity Page: Dream It. Make It Happen

Offer Details 

New and existing $ave-N-Grow members will receive a Bluetooth Color Changing Alarm Clock or a $25 cash deposit into the Primary Share savings account after opening a new 9-month Term Share Certificate with a $100 minimum deposit.  This offer is valid on a new 9-month Term Share Certificate opened for members 17 years of age and under with joint adult ownership. Limit one offer per person per year. All owners 11 years of age and older must complete and sign a new account form or e-documents. The 9-month Term Share Certificate must be established with an opening deposit of $100 or more between April 1-30, 2026, to receive these incentives. All deposits and prizes will be processed between May 4-8, 2026. Third-party Bluetooth Color Changing Alarm Clock usage, warranties, and shipping are subject to their own terms and conditions. These third-party features, applications, and services are subject to change. FECU is not responsible in any way for security, content, services, contractual terms, or data usage. FECU is not responsible for lost, delayed, or stolen items. All rights reserved. See the Disclosure and Fee Schedule online for all the terms and conditions that apply to credit union deposit accounts at this time. If you have any questions, please email fedecu@fedins.com, call 507-455-5430, or stop by our office.

Contest Rules

Contest submission must be received by April 30, 2026. Up to two (2) winners from each category will be selected at random from all entries received by the due date. Only one entry per person can be submitted. FECU does not share any personal information provided on contest entries. Winners will be contacted by phone and receive deposit into the primary savings account between May 4-8, 2026. Any other entity attempting to contact you should be blocked and reported. Coloring and activity pages can be submitted by emailing an attachment to customerservice@fedecu.com or by dropping it off at FECU offices in Owatonna, MN. Winners must be FECU $ave-N-Grow Members in good standing with an active account to receive the $25 prize deposit into the child’s Primary Share savings account. Open to US residents only. 

Note: Neither FECU nor its employees are providing legal, financial, investments, tax, or employment advice.  Contests and incentives are not sponsored, endorsed, administered, or affiliated with third parties. Trademarked names and logos used are the property of their respective owners. After closing these contests, FECU will contact the winner(s) by phone or email.