With a higher dividend rate than money market or traditional savings accounts, your money will work harder for you with a term share certificate. Complete the Account Change Form, make a deposit, choose a term, and watch your funds grow.
- $1,000 minimum deposit
- Available terms: 6, 12, 24, 36, 48, or 60 months
- The longer the term, the higher the rate of return
- Renews automatically with dividend rate at the time of renewal unless you withdraw your money at the end of the term
- 10-day grace period to withdraw money at end of term
- Early withdrawal penalties apply
- Dividends paid quarterly
Use your term share certificate as collateral for a Share Secured Loan; contact FECU for additional information or questions.