Share Secured Loans

Put your money to work when you use your FECU Share Certificate as collateral for a loan. Your interest rate will typically be lower than most other types of loans; and you can continue to earn competitive dividend rates on the money in the certificate without taking a penalty for early withdrawal.

This is a great option for the borrower who has cash on hand, but needs to establish credit history. Just put the cash in a Share Certificate and take out a lower-interest loan.

  • Maximum loan up to the value of the term share certificate
  • Flexible terms available
  • No pre-payment penalties

Apply for a Loan

Relationship Pricing

Looking for a lower interest rate on your loan? You could qualify for a lower interest rate when financing with FECU. We offer members who use multiple products and services with FECU a discounted rate on eligible products.  Learn more about Relationship Pricing and if you qualify. Check out our current Rates .

Share Secured Loan Rates

Share Secured APR
Term Share Certificates Current rate earned on Term Share Certificate being used as collateral plus 2.00%

Federated Challenge

FECU is proud to partner with the Federated Challenge┬«. Borrowing from FECU will help brighten the futures of many youth. FECU will donate $1 for every funded loan to support the Federated Challenge®!

NOTE: Federated Employees Credit Union provides third party links for your convenience. We are not responsible for the content or security on third party sites.

Security for the Unexpected