Ready to buy your first home? Let us help. FECU* offers a full line of first-mortgage loan options with competitive rates, flexible fixed- and variable-rate terms, and competitive closing costs. If you are purchasing a new home or want to refinance to take advantage of low rates, you can Apply Online or call our loan officer to make an appointment. Our partners at Servion (NMLS #1037) will help you determine which loan might work best for you, and guide you through the rest of the process.
Current Mortgage Rates
Go to our Mortgage Toolbox for current mortgage rates, and to get an estimate of closing costs.
First Mortgage Resources
* First mortage not available in Alaska, Arizona, Hawaii, Idaho, Maine, Massachusetts, Montana, Nevada, New York, Oregon, Rhode Island, Vermont, Virginia, and West Virginia.
You’ve worked hard to build equity in your home. Now make that equity work for you. We offer a wide range of loan options with competitive interest rates, flexible terms, and fast, convenient service. Automatic payment options are available. Borrow up to 90 percent of the equity in your home*, with a variable-rate line of credit or a fixed-rate loan, for almost anything — remodeling, tuition, bill consolidation, vehicles, and more. There are no closing costs in most situations**.
* Equity available is determined by FECU guidelines
** Some restrictions may apply
Note: Available to members who own a home in Minnesota, Arizona, Georgia, Kansas, Missouri, and Indiana.
Make your house a home. Finance improvements or additions with a loan that features a competitive interest rate.
Note: Available to members who own a home in Minnesota, Arizona, Georgia, Kansas, Missouri, and Indiana. The amount you can borrow depends on which state your home is in. Financing $5,000 or more will require a lien be placed on your home. In this situation, the interest you pay can be tax deductible (consult a tax advisor).