Special 6 Month Certificate Term Rate Available Until 02/16/2023

FECU is offering a certificate special of 3.80% APY* for 6 months with a minimum $5,000 deposit. Term Share Certificates are a secure and guaranteed way to earn more than a regular savings account. Short-term certificates are a good option for saving money for a special occasion without being tempted to spend it.

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*APY=Annual Percentage Yield. The Annual Percentage Yield of 3.80% is accurate as of 01/10/2022 until 2/16/2023. A fixed dividend rate of 3.75% is compounded and paid quarterly. The minimum balance to open is $5,000. The combined certificate value at this promotional rate cannot exceed $100,000 per member. Once opened no additional deposits can be made into certificates. This account will automatically renew at maturity. The account will renew for the current rate at the time of renewal. Penalties apply for early withdrawals from certificate accounts. Except as otherwise disclosed, the penalty for early withdrawal is 180 days of dividends. This penalty may be paid from dividends earned and principal. There is a 10-day grace period at the end of the term during which you can withdraw your money without a penalty. You may prevent renewal if you withdraw the funds from the account at maturity. You will be notified before the maturity date of your certificate. Current 12-month certificates that mature during this promotion will roll over at the non-promotional rate regardless of balance unless you contact us during the grace period to open a promotional certificate. Additional fees and terms that are applicable to your account can be viewed on the Truth In Savings Account Disclosures and Fee Schedule. You may view the current rates online or by calling us at 507-455-5430.