Vehicle Loans


Get where you need to go! FECU finances new and used vehicles with competitive interest rates, flexible terms, and the fast, convenient service you have come to expect.

  • Automatic payment options available 
  • Finance up to 100 percent of NADA retail value
  • Terms up to 72 months for new and used vehicles
  • No pre-payment penalties

A vehicle is a big purchase. Check out the FECU New and Used  Vehicle Buyers Guide to learn how much you can afford and a vehicle’s true cost.

Recreational Vehicles

Get out there and play! Boats, snowmobiles, campers, ATVs, personal watercraft, motorcycles — we’ll help you finance almost any kind of new or used recreational vehicle with competitive interest rates, flexible terms, and fast, convenient service.

  • Automatic payment options available
  • Finance up to 100 percent of NADA retail value
  • Terms up to 60 months for motorcycles, snowmobiles, personal watercraft, and ATVs
  • Terms up to 120 months available on campers and boats; some restrictions apply
  • No pre-payment penalties



Apply for a Loan

"I wanted to thank you for the service that you provided to my son. He recently became a member of the Credit Union and applied for a vehicle loan. This was his first experience with a large loan transaction. With your assistance it all went VERY smoothly."

Anonymous, Claims

Want a Lower Interest Rate?

Auto Loan Rates

Auto APR
Auto Loans (2018 and newer) 2.50-3.00%
Auto Loans (2015 to 2017) 3.00-3.50%
Auto Loans (2012 to 2014) 3.75-4.25%
Auto Loans (2011 and older) 4.75-5.25%

Recreational Vehicle Loan Rates

Recreational Vehicles * APR
Rec Vehicles (2018 and newer) 3.25-3.75%
Rec Vehicles (2015 to 2017) 3.75-4.25%
Rec Vehicles (2012 and 2014) 4.25-4.75%
Rec Vehicles (2011 and older) 5.25-5.75%
Other Securities 5.25-5.75%

* Motorcycles, Boats, Campers, ATV, Jet Skis, Snowmobiles, etc.

Federated Challenge

FECU is proud to partner with the Federated Challenge®. Borrowing from FECU will help brighten the futures of many youth. FECU will donate $1 for every funded loan to support the Federated Challenge®!

NOTE: Federated Employees Credit Union provides third party links for your convenience. We are not responsible for the content or security on third party sites.

Security for the Unexpected