Vehicle Loans

Auto

Get where you need to go! FECU finances new and used vehicles with competitive interest rates, flexible terms, and the fast, convenient service you have come to expect.

  • Automatic payment options available 
  • Finance up to 100 percent of NADA retail value
  • Terms up to 72 months for new and used vehicles (An 84 month term is available depending on collateral and borrower’s credit history)
  • No pre-payment penalties

Recreational Vehicles

Get out there and play! Boats, snowmobiles, campers, ATVs, personal watercraft, motorcycles — we’ll help you finance almost any kind of new or used recreational vehicle with competitive interest rates, flexible terms, and fast, convenient service.

  • Automatic payment options available
  • Finance up to 100 percent of NADA retail value
  • Terms up to 60 months for motorcycles, snowmobiles, personal watercraft, and ATVs
  • Terms up to 120 months available on campers and boats; some restrictions apply
  • No pre-payment penalties

 

 

Apply for a Loan

"I wanted to thank you for the service that you provided to my son. He recently became a member of the Credit Union and applied for a vehicle loan. This was his first experience with a large loan transaction. With your assistance it all went VERY smoothly."

Anonymous, Claims

Want a Lower Interest Rate?

Auto Loan Rates

Auto APR
Auto Loans (2020 and newer) 2.00-2.50%
Auto Loans (2017 to 2019) 2.50-3.00%
Auto Loans (2014 to 2016) 3.25-3.75%
Auto Loans (2013 or older) 4.25-4.75%

Recreational Vehicle Loan Rates

Recreational Vehicles * APR
Rec Vehicles (2020 and newer) 3.00 - 3.50%
Rec Vehicles (2017 to 2019) 3.50 - 4.00%
Rec Vehicles (2014 to 2016) 4.00 - 4.50%
Rec Vehicles (2013 or older) 5.00 - 5.50%
Other Securities 5.25 - 5.75%

* Motorcycles, Boats, Campers, ATV, Jet Skis, Snowmobiles, etc. 

Federated Challenge

FECU is proud to partner with the Federated Challenge┬«. Borrowing from FECU will help brighten the futures of many youth. FECU will donate $1 for every funded loan to support the Federated Challenge®!

NOTE: Federated Employees Credit Union provides third party links for your convenience. We are not responsible for the content or security on third party sites.

Security for the Unexpected