Vehicle Loans

Auto

Get where you need to go! FECU finances new and used vehicles with competitive interest rates, flexible terms, and the fast, convenient service you have come to expect.

  • Automatic payment options available 
  • Finance up to 100 percent of NADA retail value
  • Terms up to 72 months for new and used vehicles
  • No pre-payment penalties

A vehicle is a big purchase. Check out the FECU New and Used  Vehicle Buyers Guide to learn how much you can afford and a vehicle’s true cost.

Recreational Vehicles

Get out there and play! Boats, snowmobiles, campers, ATVs, personal watercraft, motorcycles — we’ll help you finance almost any kind of new or used recreational vehicle with competitive interest rates, flexible terms, and fast, convenient service.

  • Automatic payment options available
  • Finance up to 100 percent of NADA retail value
  • Terms up to 60 months for motorcycles, snowmobiles, personal watercraft, and ATVs
  • Terms up to 120 months available on campers and boats; some restrictions apply
  • No pre-payment penalties

 

 

Apply for a Loan

"I wanted to thank you for the service that you provided to my son. He recently became a member of the Credit Union and applied for a vehicle loan. This was his first experience with a large loan transaction. With your assistance it all went VERY smoothly."

Anonymous, Claims

Want a Lower Interest Rate?

Auto Loan Rates

Auto APR
Auto Loans (2018 and newer) 2.50-3.00%
Auto Loans (2015 to 2017) 3.00-3.50%
Auto Loans (2012 to 2014) 3.75-4.25%
Auto Loans (2011 and older) 4.75-5.25%

Recreational Vehicle Loan Rates

Recreational Vehicles * APR
Rec Vehicles (2018 and newer) 3.50%
Rec Vehicles (2015 to 2017) 3.50%
Rec Vehicles (2012 and 2014) 3.50%
Rec Vehicles (2011 and older) 3.50%
Other Securities 5.25-5.75%

* Motorcycles, Boats, Campers, ATV, Jet Skis, Snowmobiles

Federated Challenge

FECU is proud to partner with the Federated Challenge®. Borrowing from FECU will help brighten the futures of many youth. FECU will donate $1 for every funded loan to support the Federated Challenge®!

NOTE: Federated Employees Credit Union provides third party links for your convenience. We are not responsible for the content or security on third party sites.

Security for the Unexpected