Shopping For The Holidays

Do you enjoy the holiday season of purchasing gifts for your friends and family, but desperately hope you do not go over budget? 

The first step of holiday shopping should be setting your budget.  Plan out who you are buying for and how much you are going to spend on each person before you even begin shopping.  There are many great apps that can help you put your holiday budget into action. Then be sure to track your spending as you shop as well! 

Here are some products and services from Federated Employees Credit Union (FECU) that can also benefit you this holiday shopping season:

FECU Debit Card

Every time you use your VISA® Debit Cards to make a purchase that requires a signature, you earn points that can be redeemed for travel, merchandise, gift cards, and more. 

FECU VISA® Credit Card

We offer competitive VISA Credit Cards for all of your purchases. You can earn up to 1% cash back on eligible purchases, no annual fees, 25-day grace period on purchases, easy balance transfers from another high interest rate card, and low minimum monthly payments. Be sure to use our VISA Credit Card for all of your in-store and online purchases this year.

FECU Christmas Club

A special benefit of FECU is our Christmas Club Accounts . If you have not started one yet, begin today for next year’s holiday shopping. Start saving for Christmas 2021 with a FECU Christmas Club account! It can help you budget for next year’s Christmas spending. Here are a few reasons why FECU Christmas Club accounts are so great:

  • Sign up for payroll deduction and have money set aside from every paycheck
  • Make extra deposits anytime of the year
  • No minimum balance required to open
  • No restrictions for early withdrawal
  • Easy to open

ATM Access

If you are out and about and need cash, we have multiple locations for free ATM Access . Free ATM transactions are available at all Kwik Trips, Hometown Federal Credit Union drive-thru ATM’s in Owatonna and Faribault, MN. Also, ATM transactions are available nationwide at all CO-OP Financial Services Network and Allpoint Network ATMs. Use our ATM Locators to find a free ATM near you.

FECU VISA Gift Cards

If you are looking to make your holidays safer and easier this year, choose a FECU VISA gift card for all of your friends and family. 

If you are interested in learning more about any of these products and services or want to get started,  Contact Us and we will help you get started.

Published Date:November 20, 2020

Categories: News and Promotions