Term Share Certificates are an easy, safe way to earn a higher dividend rate on your money. You can choose a term that works for your individual needs, whether it is short-term for more liquid funds, or long-term for a higher rate of return.

Term Share Certificates can be opened with a minimum deposit of $1,000. Terms available are 6, 12, 24, 36, 48, and 60 months. Special terms may be offered from time to time. There is an early withdrawal penalty. Dividends will be paid quarterly.

Term Share Certificates are automatically renewable. There is a 10 day grace period at the end of term during which you can withdraw your money without penalty. The Term Share Certificate will automatically renew at the interest rate in effect at the time of renewal.

If you would like to open a Term Share Certificate at Federated Employees Credit Union, contact us.

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