Rates
All rates and terms are effective as of 05/01/2013. **Auto Loan Promotion now through 05/31/13**
For current Mortgage Rates, go the Online Mortgage Center.
| Savings Accounts |
Dividend Rate |
APY |
| Primary Share |
0.10% |
0.10% |
| Christmas Club |
0.10% |
0.10% |
| Vacation Club |
0.10% |
0.10% |
| Special Club |
0.10% |
0.10% |
| Checking Account |
0.10% |
0.10% |
| Money Market |
Dividend Rate |
APY |
| $2,499.99 or less |
0.10% |
0.10% |
| $2,500 - $9,999.99 |
0.15% |
0.15% |
| $10,000 - $24,999.99 |
0.20% |
0.20% |
| $25,000 - $49,999.99 |
0.30% |
0.30% |
| $50,000 - $74,999.99 |
0.40% |
0.40% |
| $75,000 or more |
0.50% |
0.50% |
| Certificate Term |
Dividend Rate |
APY |
| 6 months |
0.20% |
0.20% |
| 12 months |
0.45% |
0.45% |
| 24 months |
0.70% |
0.70% |
| 36 months |
0.95% |
0.95% |
| 48 months |
1.19% |
1.20% |
| 60 months |
1.44% |
1.45% |
| Kids Club-9 months |
0.30% |
0.30% |
| Auto Loans |
|
APR |
| Auto Loans (2012 and newer) |
|
1.99% |
| Auto Loans (2009 to 2011) |
|
2.25% |
| Auto Loans (2008 and older) |
|
3.25% |
| Signature |
|
APR |
| Fixed |
|
10.90% |
| Line of Credit |
|
10.90% |
| Student Loans |
|
APR |
| Variable, Unsecured |
|
4.00% |
| Visa |
|
APR |
| Standard Rate |
|
10.90% |
| Share Secured |
|
APR |
| Term Share Certificates |
|
Current rate earned on Term Share Certificate being used as collateral plus 2.00% |
| ****Home Equity / Home Improvement |
Term |
APR |
| Home Improvement Secured |
60 months or less |
7.75% |
| Home Improvement Secured |
61 to 120 months |
8.75% |
| Home Improvement Unsecured ($5,000 max) |
60 months or less |
9.00% |
| Home Equity Line of Credit 80% LTV & lower |
|
4.00% variable |
| Home Equity Line of Credit 81% - 90% LTV |
|
5.25% variable |
| Closed End 80% LTV & lower |
60 months or less |
4.75% |
| Closed End 81% - 90% LTV |
60 months or less |
5.25% |
| Closed End 80% LTV & lower |
61 - 120 months |
5.75% |
| Closed End 81% - 90% LTV |
61 - 120 months |
6.25% |
| Closed End Balloon Note 80% LTV & lower |
10-20 yr. ammort. with 5 yr balloon |
4.75% |
| Closed End Balloon Note 81% - 90% LTV |
10-20 yr. ammort. with 5 yr balloon |
5.25% |
****Available to Minnesota, Arizona, Indiana, Georgia, Kansas, & Missouri Residents
APY = Annual Percentage Yield. Rates subject to change. Fees
or other conditions could reduce the earnings on the account. Term of
loans may vary based on age of collateral and applicant's credit history.
Other conditions may apply.
For current Mortgage Rates, go to the Loans tab, Mortgages, and click on the Online Mortgage Center .
